By National Adult Literacy Agency

ISBN-10: 1871737370

ISBN-13: 9781871737370

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Additional resources for A Plain English Guide to Financial Terms

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Qxd 23/5/05 18:06 Page 33 savings account Repayment protection insurance Like a payment protection plan, a policy that makes repayments if a person cannot afford them, for example if they become ill or lose their job Repossess Take back ownership of something, for example when a mortgage provider takes over a person’s home because they have failed to pay back the mortgage on time Reserves Amounts that a company sets aside in one year’s accounts that it can spend in later years Retained profits Profits earned by a business that have not yet been spent Retirement mortgage A mortgage that allows a person to draw down some cash for their retirement based on the home’s value and that the person pays off with interest when the house is sold Return An amount, expressed as interest, that a person gets back when they invest or save money Ss Revolving credit Credit that is carried over from one billing period to the next when a person does not make the full credit card repayment when it is due Rights issue An issue of extra shares to a company’s shareholders at a discount, based on the number of shares they already hold; shareholders can sell the rights if they do not wish to use them Risk Chance or uncertainty associated with offering loans and with certain investments Ss Savings account An account in a bank, building society or post office, that allows a person to build up savings and interest.

Qxd 23/5/05 18:06 Page 33 savings account Repayment protection insurance Like a payment protection plan, a policy that makes repayments if a person cannot afford them, for example if they become ill or lose their job Repossess Take back ownership of something, for example when a mortgage provider takes over a person’s home because they have failed to pay back the mortgage on time Reserves Amounts that a company sets aside in one year’s accounts that it can spend in later years Retained profits Profits earned by a business that have not yet been spent Retirement mortgage A mortgage that allows a person to draw down some cash for their retirement based on the home’s value and that the person pays off with interest when the house is sold Return An amount, expressed as interest, that a person gets back when they invest or save money Ss Revolving credit Credit that is carried over from one billing period to the next when a person does not make the full credit card repayment when it is due Rights issue An issue of extra shares to a company’s shareholders at a discount, based on the number of shares they already hold; shareholders can sell the rights if they do not wish to use them Risk Chance or uncertainty associated with offering loans and with certain investments Ss Savings account An account in a bank, building society or post office, that allows a person to build up savings and interest.

Qxd 23/5/05 18:06 Page 33 savings account Repayment protection insurance Like a payment protection plan, a policy that makes repayments if a person cannot afford them, for example if they become ill or lose their job Repossess Take back ownership of something, for example when a mortgage provider takes over a person’s home because they have failed to pay back the mortgage on time Reserves Amounts that a company sets aside in one year’s accounts that it can spend in later years Retained profits Profits earned by a business that have not yet been spent Retirement mortgage A mortgage that allows a person to draw down some cash for their retirement based on the home’s value and that the person pays off with interest when the house is sold Return An amount, expressed as interest, that a person gets back when they invest or save money Ss Revolving credit Credit that is carried over from one billing period to the next when a person does not make the full credit card repayment when it is due Rights issue An issue of extra shares to a company’s shareholders at a discount, based on the number of shares they already hold; shareholders can sell the rights if they do not wish to use them Risk Chance or uncertainty associated with offering loans and with certain investments Ss Savings account An account in a bank, building society or post office, that allows a person to build up savings and interest.

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A Plain English Guide to Financial Terms by National Adult Literacy Agency


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